Our Six Step Process

Every financial plan that I do starts with a conversation about your hopes, dreams and fears. Every individuals needs are unique and once we have established a sound working relationship we can then embark on an in depth process to construct a tailored plan to help you achieve your goals.

Establish & Define the Professional Relationship – Gather Information

The first information that is needed is to understand is your personal goals, current financial situation, investment experience and risk tolerance. Following on from this I will prepare a detailed profile on your investments and assets, your current and future sources of income, any liabilities, any future capital and income requirements and all estate planning requirements.

Review Against Goals & Objectives

Once all the information has been collated, I would provide you with an assessment of how the balance of assets and liabilities can be best utilised to achieve your objectives. Amongst other things as part of our review we measure against your risk profile, the tax efficiency of current portfolio, is there sufficient protection for dependants, is there a plan to repay all debts, are wills and estate duty plans adequate?

Designing a Customised Financial Plan

Once we have analysed all the information we can design your own customised plan for all short, medium and long-term goals, whether it be securing a comfortable retirement, paying for a child or grandchild‚ education, buying your own home, or just saving in a more structured way. Where necessary, I will draw expert advice from my network of successful professionals to ensure that every aspect of the plan has been interpreted properly and based on the very latest information and offerings. I would present my recommendations to you, explain all the benefits and possible alternatives, answer your questions, and outline the process going forward. Only once this has been agreed can we progress to implementation.

Implementation

Once the plan has been agreed I will put your plan into action selecting the specific products and services agreed to in order to build a robust portfolio for you. We will work as quickly and efficiently as possible to ensure speedy completion of documentation and the purchase or transfer of assets and investments where required.

Review

I continually reinforce my belief that a good relationship is essential for an effective plan, because although an annual review of your plan is essential, life milestones work to a different calendar and you may have a baby, change jobs or perhaps receive a capital payout in between reviews. With a close working relationship, we should always be able to plan around these events timeously. Should no huge milestones occur, your plan will be reviewed with your involvement annually, to ensure that the plan keeps working for you at an optimal level to help you achieve your goals.

Information contained in this website should not be construed or relied upon as either advice or an intermediary service in terms of the Financial Advisory and Intermediary Services Act of 2002, nor should users regard anything contained in this website as an offer to contract. Attention is specifically drawn to the limitations of liability and exclusion of warranties provided for in these terms and conditions. This website is intended only to provide information on the services that we offer. While effort is made to ensure that the information contained in this website is accurate and up to date, such information is not intended to be relied upon in isolation and we strongly advise that you consult with us before taking any specific action. We do not guarantee the accuracy, validity, timeliness, completeness or suitability of any information or data made available to you through this website. The information contained in this website is compiled for the convenience of website visitors and is accepted by the website visitor on the condition that errors or omissions shall not form the basis for any claim, demand or cause of action. We will use all reasonable endeavours to update the information contained in this website, but we are under no obligation to update such content.

AMcLagan Financial Management Services T/A AMAC Financial Management Services is registered as an Authorised Financial Services Provider by the Financial Services Board, License No. 19741.

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